Certificates of Deposit *

  • Terms ranging from 91 days to 60 months available 
  • Minimum investment of $500 to open an account
  • Interest compounded quarterly 
  • May be subject to substantial penalties for early withdrawal 

Traditional Individual Retirement Accounts (IRAs) *

  • Available to any person with earned income who is under the age of 70 1/2 years 
  • Minimum investment of $100 is required to open account 
  • Unlimited deposits – following IRS guidelines 
  • Interest compounded quarterly 
  • Various terms available 
  • May be subject to substantial penalties for early withdrawal 

ROTH Individual Retirement Accounts (IRAs) *

  • Available to any person with earned income not exceeding the maximum imposed by IRS guidelines 
  • Minimum investment of $100 is required to open account 
  • Unlimited deposits – following IRS guidelines 
  • Interest compounded quarterly 
  • Various terms available 
  • May be subject to substantial penalties for early withdrawal 

*For additional information, contact an account specialist at any of our locations.