Personal Loans & Lines of Credit
The equity in your home is a valuable asset and may be used to help you achieve your financial goals. Home equity loans can be used to finance home improvements, make a major purchase, or consolidate debt. Simply put, home equity loans provide choice and flexibility.

Personal Loans Secured with Real Estate

The following fixed and variable rate loans are available to our customers:
  • Bridge Loans
  • Home Equity Loans and Lines of Credit
  • Remodeling and Home Improvement Loans

Home Equity Lines of Credit (HELOC)

Home Equity Lines of Credit are secured by the equity in your home and offer a unique benefit because interest may be tax deductible.* A HELOC may be used for a variety of purposes.

Summary
  • Borrow up to 80% of the value of your home
  • Local underwriting and servicing
  • Flexible terms
  • Low closing costs
  • Use credit for a variety of purposes
  • Interest may be tax deductible*
  • Interest rates as low as Wall Street Journal Prime +1

After your HELOC is set up, you can access your line at anytime by simply writing a check. There is never a usage fee and you only pay interest on the funds advanced to you. 

*Consult your tax advisor.

Nationwide Mortgage Licensing System (NMLS) Resource Center

All mortgage loan originators (more commonly referred to as loan officers) are required to register on the NMLS registry under the Secure and Fair Enforcement Act. Your loan officer’s employment history as a mortgage loan originator can be found at http://www.nmlsconsumeraccess.org/.