Our loan officers are experts in residential real estate lending. We work hard to make sure your home loan process is a pleasing experience. You may be purchasing your first home, upgrading to a larger home, purchasing a building site, remodeling, or refinancing. Whatever your plans, our goal is to work together to provide just the right program for you.
Our loans feature:
  • Low closing costs.
  • Servicing our loans in-house.
  • Lending decisions made locally.
  • Easy application process.
  • Fast approval and closing.
  • Multiple payment options including in person, online, automatic debit, and by mail.

Residential Real Estate Loans Comparison

Real Estate or Home Loans

Loan is Designed for: Customers wishing to buy a home or refinance an existing home.
Occupancy: Primary residence, second homes, investment properties.
Payment Types: Monthly.
Other Features: Quick turnaround, local decisions, flexible terms, interest may be deductible.*

Home Equity Line of Credit (HELOC)

Loan is Designed for: Customers wishing to use the equity in their homes for a revolving line of credit.
Occupancy: Primary residence, second homes, investment properties.
Payment Types: Monthly, interest only.
Other Features: Variety of uses, local decisions, flexible terms, interest may be deductible.*

Home Equity Loan or Second Mortgage

Loan is Designed for: Customers wishing to use the equity in their homes for a fixed term loan.
Occupancy: Primary residence, second homes.
Payment Types: Monthly.
Other Features: Variety of uses, local decisions, flexible terms, interest may be deductible.*

Let us get you moving!

  • Conventional Mortgage Loan Program
  • USDA Rural Development Loan Program
  • Additional Loan Products: Bridge, Construction, Second Home, Second Mortgage, Recreational Land, Vacation, Home Equity Line of Credit
*Consult your tax advisor.

Nationwide Mortgage Licensing System (NMLS) Resource Center

All mortgage loan originators (more commonly referred to as loan officers) are required to register on the NMLS registry under the Secure and Fair Enforcement Act. Your loan officer’s employment history as a mortgage loan originator can be found at http://www.nmlsconsumeraccess.org/.